Why Is Bharti AXA Car Insurance Right For You

There are enough statistics available to confirm that the number of accidents on Indian roads is constantly on the rise. While some of it can be attributed to bad driving, bad roads etc. Irrespective of the reason, an accident can prove to be bad in more than a few ways. For starters, there is a risk to the life of the driver and passengers. There is also a risk of doing damages to the vehicle in question as well.

Buying a Bharti AXA car insurance is one of the easiest ways to handle such situations. Bharti AXA Car Insurance would ensure that you need not worry about any of the risks associated with driving a car and much more. While buying a car insurance policy, it is important to get a policy that offers great features without putting a dent in your financials. With Bharti AXA, it is possible.

There are a few factors, features and benefits which makes your investment in a Bharti AXA car insurance worth every penny. For starters, when you buy a policy from Bharti AXA, you will join a long list of 3.5 million happy customers. The insurer is known to have network garages to the tune of 2500 and the list is constantly growing.

Bharti AXA also has a relatively quick settlement process, ensuring that you do not spend weeks on getting your claims processed. If you are switching from a different insurer, you can renew the policy almost instantly. In fact, Bharti AXA boasts of a paperless renewal process.

Basics of Bharti AXA Car Insurance

You can buy Bharti AXA car insurance either for your private cars or commercial vehicles as well. The policy and its features remain more or less the same. As is the case with any insurer in the country, you will be able to buy a car insurance either as a third-party liability or a comprehensive policy. More on them a bit later.

Since the needs of each and every one of us are different, a single policy might not be able to cater to all of them. It is at such times that add-ons or riders come into the picture and how. Here are some of the most popular add-ons that people who choose Bharti AXA car insurance opt for.

  • Road Side Assistance

Whether it is an empty fuel tank, breakdown, battery issue or a flat tire, these issues can be major impediments during a trip. If you do not wish to be bogged down by them, you can opt for the road side assistance cover from Bharti AXA. In any of the cases mentioned above or accidents also, you can reach out to Bharti AXA for assistance.

  • Zero Depreciation Cover

During your car insurance claims, most of the times the claims are reduced due to the depreciation of the vehicle and its parts. You must pay for the depreciated costs, even though you have a valid insurance. Opting for a zero-depreciation cover would ensure that claims are on the entire amount and that you do not end up paying money from your pockets.

  • No Claims Bonus

There are several instances where car owners refrain from using their insurance for a claim and rather pay from their pockets. The main intention is to keep their NCB or no claim bonus intact. There is an easier way to handle the same, a No Claim Bonus Protector cover. This ensures that you do not lose out on your bonus even if you claim your policy. You can make up to two claims while the add-on is active.

Types of Plans Offered by Bharti AXA Car Insurance

As mentioned earlier, you can buy Bharti AXA car insurance either as a third-party liability cover or a comprehensive cover. A third-party liability cover comes to your rescue if there is an accident that involves third party individuals or properties. Any damages or injuries arising out of such incidents are taken care of by the policy. It is also the cheaper option.

A comprehensive Bharti AXA car insurance policy, on the other hand, offers a lot more value for your money. True, you do end up paying a slightly higher premium but for that money, you get a lot of added features and benefits. For starters, you can claim for your own damages, any damages caused due to natural calamities are also take care of. Similarly, theft, vandalism, riots or burglary is also covered. Buying a comprehensive Bharti AXA car insurance policy is your best bet against all the risks.